Lending

Discover how debtor-in-possession (DIP) financing provides a lifeline for companies in Chapter 11 bankruptcy, allowing them to continue operations, reorganize, and pay off debts with priority funding solutions.

Explore the significance, calculation, and application of recovery rates in debt management and lending practices.

Learn all about finance charges, their implications, and how they impact your borrowing costs to make informed financial decisions.

Explore the intricacies of low/no documentation loans, their benefits, risks, and the historical context that shaped them. Discover how these loan products have evolved and what you need to consider if you're contemplating one.

Explore the concept of moral hazard, its implications in various industries, real-world examples, and effective strategies for mitigation.

Explore the dynamics of peer-to-peer lending, a revolutionary approach that connects borrowers directly to lenders, bypassing traditional financial institutions.

Explore the concept of recourse in financial agreements. Learn how recourse lending benefits lenders, the differences between recourse and non-recourse loans, and the tax implications for borrowers.

Gain insights into the intricacies of whole loans, understand how they work, and explore the benefits for both lenders and borrowers.

Discover the essential role of the Wall Street Journal Prime Rate in determining loan rates and learn what factors influence this critical financial metric.

Gain a deep understanding of how interest affects borrowing and lending, its historical significance, and practical applications.

Learn about loan notes, their functions, contents, benefits, and how they distinguish from simple IOU documents. Get comprehensive information about these promissory agreements.