Home Purchase

Delve into the concept of down payments to understand their significance, how they work, and why they're crucial for securing favorable loan terms and reducing overall interest.

Discover how a vendor take-back mortgage can be the key to purchasing your dream property. Learn the benefits, intricacies, and compare with traditional mortgages.

Dive deep into the responsibilities and implications of being a mortgagor, the person who borrows money to purchase real estate.

Learn how Canada's Home Buyers' Plan (HBP) enables first-time homebuyers to utilize their RRSP savings towards making their homeownership dreams a reality. Insights on eligibility, repayment terms, and complementary programs like LLP.

Discover how a gift of equity can help family members secure homeownership, its advantages, disadvantages, and tax implications.

Discover the captivating world of Viager—a French real estate transaction that balances risk and reward through a unique arrangement between buyers and sellers.