ARM

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Understanding Hybrid ARMs: Balancing Fixed and Adjustable Rates
Discover the advantages and intricacies of Hybrid Adjustable-Rate Mortgages (ARMs), including their structure, benefits, risks, and popular types such as the 5/1 ARM.
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Understanding the Power of the 11th District Cost of Funds Index (COFI)
Explore the significance of the 11th District COFI, its calculation, and its impact on adjustable-rate mortgages, particularly in the western United States.