Retirement

Explore the key concepts, taxation rules, and special regulations surrounding Income in Respect of a Decedent (IRD) to ensure compliance and maximize potential deductions.

Learn the fundamentals of whole life annuities, how they work, and how they can ensure a consistent income stream for a lifetime.

Understand how life-cycle funds work, their benefits, criticisms, and real-world applications to make informed financial decisions.

Simplify the complexity around IRS Form 8606 for nondeductible IRAs. Learn about its importance, who needs to file, and re-characterizing IRA assets.

Learn the principles and benefits of Liability-Driven Investing (LDI), a crucial strategy for managing long-term financial obligations.

Learn about immediate payment annuities, a financial tool that provides a steady income stream almost immediately after purchase. Explore how they work, the benefits and considerations, and why they might be a valuable addition to your retirement strategy.

Explore the ins and outs of money purchase plans, an essential retirement benefit resembling corporate profit-sharing programs. Gain insights into contributions, tax benefits, limitations, and more.

Explore the benefits of a Roth 401(k), an employer-sponsored retirement savings plan that offers tax-advantaged growth and tax-free withdrawals upon retirement.

The accumulation phase is vital for building financial security and preparing for retirement. This period is essential for investors and workers as they collect and grow their savings.

Discover the intricacies of wasting trusts, their use in retirement plans, and how they impact asset management over time.

Explore what a withdrawal plan is, how it functions, and its benefits. Learn how to optimize your retirement income and make informed financial decisions.

Dive into the importance of guaranteed death benefits in annuities, how they work, and why they can provide invaluable peace of mind to beneficiaries.

Explore the concept of 'Locked-In' investments where trade limitations due to regulations, taxes, or penalties can impact your investment strategy. Understand key takeaways, the locked-in mechanism, and reasons behind locked-in shares.

An in-depth guide to understanding variable annuities, their advantages and disadvantages, and how they compare to fixed annuities. Ideal for those looking into strategic retirement planning.

Discover the intricacies of the OASDI program, also known as Social Security in the United States, and understand its significant role in providing benefits to retirees and individuals with disabilities.

Explore the world of variable benefit plans and understand how they can shape a prosperous retirement. From defined-contribution plans to the history and evolution of retirement accounts, discover why smart investing can be a game-changer.

Uncover the definition and key insights about expatriates, including the potential benefits and challenges of living and working abroad. Gain a deeper understanding of expatriation, the associated taxes, and essential considerations for retiring overseas.