Lending

Gain deep insights into what usury is, its historical context, religious perspectives, and contemporary protective laws. Discover how usury laws shield consumers from unjust interest rates and predatory lending practices.

Discover how the Homeowners Protection Act of 1998 empowers homeowners by potentially eliminating unnecessary Private Mortgage Insurance (PMI) payments and imposing supplier regulations.

Explore the concept of recourse in financial agreements. Learn how recourse lending benefits lenders, the differences between recourse and non-recourse loans, and the tax implications for borrowers.

Discover how Regulation Z safeguards consumers from misleading lending practices and ensures transparent credit disclosures. Learn its impact on various types of loans and the enforcement measures in place.

An uncommitted facility is a flexible financial arrangement for businesses with short-term funding needs. Learn how it works and why it might be right for you.

Gain insights into the intricacies of whole loans, understand how they work, and explore the benefits for both lenders and borrowers.

Dive into the concept of Purchase Money Security Interest (PMSI) and explore how it provides lenders with enhanced security and priority over other creditors. Understand the intricacies and rules to leverage PMSI for financial transactions.

Discover how the Truth in Lending Act (TILA) safeguards consumers, ensures transparency, and promotes fair lending practices.