Interest Rates

Learn about the Sterling Overnight Interbank Average (SONIA) rate, an essential benchmark interest rate for the UK's overnight sterling market. Understand its workings, history, and importance in providing stability to short-term unsecured financial transactions.

Dive into the world of Forward Rate Agreements (FRAs) and understand how these OTC contracts can help you manage interest rate unpredictability and secure future borrowing costs.

Dive into the concept and calculation of blended rates, an essential tool for effective debt management and loan refinancing.

A comprehensive guide to loan locks and how they protect borrowers from fluctuating interest rates during the mortgage approval process.

Discover the significance of the implied rate and how it helps investors effectively compare returns across different investments.

Learn all about the prime interest rate, how it's determined, and its impact on various types of loans.

Explore the essence of JIBAR, its role in South African money markets, and its impact on lending rates and derivatives.

A deep dive into understanding Yield to Maturity (YTM), its calculations, significance, and its difference from the coupon rate. Equip yourself with knowledge to make informed bond investment decisions.