Home Loans

Unlock the secrets of mortgage loans by understanding the purpose and impact of origination points. Learn how these fees can influence your home-buying process and how to manage them effectively.

Learn everything about FHA 203(k) loans, a type of government-insured mortgage that finances both the purchase and renovation of your dream home.

Learn about the 5/1 Hybrid Adjustable-Rate Mortgage (ARM), its workings, benefits, drawbacks, and how it compares with a fixed-rate mortgage.

Mortgage origination is a multi-step process, providing potential homeowners with vital information and steps to secure their dream property. From pre-qualification to final approval, learn everything you need to know about obtaining a home loan.

Learn about qualified mortgages, how they work, and their implications for borrowers and lenders as dictated by financial reform legislation.

Discover what a rate-and-term refinance is, how it can benefit you, and how it compares to other refinancing options. Learn the key points and factors to consider when opting for this mortgage strategy.

Explore the integral role of mortgage bankers in the lending process, from origination to advising, and learn how they differ from mortgage brokers.

Explore the foundational role of thrift banks, their history, services, and their significant impact on the American homeownership landscape.

Explore how FHA loans can turn homeownership dreams into reality with lower down payments and more lenient credit requirements.

Discover how a cash-out refinance can help you convert home equity into cash to meet your financial needs.